Car loan or car leasing
Informative estimate. The insurer sets the real KASKO price. Borrowing costs money.
| Car loan | Car leasing | |
|---|---|---|
| CSDD owner | The buyer | The lessor until payoff |
| KASKO | Not mandatory (about €0) | Often mandatory, €500–€900 a year |
| Down payment | Often 0% | Often 10–20% |
| Car age | Depends on the lender | Often newer cars |
After the money arrives there are usually 30–60 days to register the car at e.csdd.lv.
Business leasing is a separate product. A private purchase is not the same contract.